The Vajpayee Arogyashree Yojana (VAY) is one of Karnataka flagship healthcare schemes, providing cashless medical treatment facilities for critical illnesses to families living below the poverty line (BPL) in both rural and urban areas. Under this scheme, the government directly bears the cost of hospital treatment, which encompasses various major surgeries as well as the treatment of complex diseases such as heart ailments, cancer, and neurological disorders. Offering financial protection of approximately Rs. 1.5 lakh per family (with additional assistance available in special cases), this scheme helps alleviate the financial burden associated with medical expenses.
Vajpayee Arogyashree Yojana 2026 Key Features
- Cashless Treatment at empanelled hospitals
- Covers 400+ major medical procedures
- Financial coverage: Rs.1.5 lakh + Rs.50,000 buffer
- Includes pre-existing diseases from day 1
- Available in government & private hospitals
Vajpayee Arogyashree Yojana 2026 Beneficiaries
Vajpayee Arogyashree Yojana 2026 Diseases Covered
- Heart diseases (cardiac surgeries)
- Cancer treatment
- Kidney and organ-related diseases
- Brain and neurological disorders
- Burns and neonatal care
Vajpayee Arogyashree Yojana 2026 Application Process
Eligible beneficiaries may visit any enlisted hospital, carrying their BPL ration card, Aadhaar card, and medical records. The hospital authorities verify eligibility and, upon approval, arrange for cashless medical treatment.
Vajpayee Arogyashree Yojana 2026 - Frequently Asked Questions (FAQs):
Q1. What is Vajpayee Arogyasri Yojana?
- Answer: It is a health insurance scheme by the Government of Karnataka that provides free and cashless treatment for serious diseases to poor families.
Q2. Who can apply for this scheme?
- Answer: Only BPL (Below Poverty Line) families who are residents of Karnataka are eligible.
Q3. Is the treatment really free?
- Answer: Yes, treatment is completely cashless at empanelled hospitals. The government pays the hospital directly.
Q4. Where can I get treatment?
- Answer: You can get treatment in approved government and private hospitals under the scheme.
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